Gift with Life Income

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How could I benefit from a gift that provides me with
a lifetime income?

There are several kinds of gifts that not only support the Foundation's work, but also provide a lifetime income for you or a loved one - plus, they may reduce your taxes.

You may have heard of such life income gifts as charitable remainder trusts, or charitable gift annuities. The names may sound complex, but the gifts are worth exploring since they offer great financial benefits for many people.

In fact, these types of gifts may increase your annual income.

For example, if you own stocks which are earning you a low or erratic income, you could donate the stock to INHF through a charitable gift annuity - and INHF would pay you a guaranteed income each year for life. The rate of return is based upon your age: the older you are, the higher the rate. For example, a 70-year-old could receive about 7% of the amount of the gift each year; a 90-year-old could receive as much as a 12% return.

You can use cash, land or other assets to establish a gift with a life income. And such gifts will often slash your capital gains taxes, federal estate tax and inheritance tax, and may provide a charitable deduction for your income taxes.

Where do I begin?

Discuss the gift with the Foundation staff. They can explain the various life income gifts and help you determine which ones may benefit you the most.
Talk to your financial adviser.

If you would like more information on planned giving through Lifetime Income, please e-mail Cheri Grauer, INHF Gift Planner, or call (800) 475-1846.

While Iowa Natural Heritage Foundation makes every effort to give you accurate information, you should also consult your trusted professionals for legal, financial, insurance, or estate planning advice. The INHF staff are not engaged in rendering legal, accounting, or other professional services.